Look familiar? You may have seen Changed before:
Find out how much you can save
Projected Savings
$X,XXX
X months sooner payoff
With Changed
Without Changed
Aug '30
Dec '30
Interest Saved:
$XXX.XX
Time Saved:
X years
This calculator estimates your savings based on use of Changed for the life of your loan. The calculator is an approximation and may not be accurate to your exact loan.
How to Get Started
No matter what stage of life you're in, whatever your next big financial goal, debt repayment can feel overwhelming. But with the right tools at your fingertips, you can take control of your debt once and for all.
Round Up Savings
When Kylie grabs a caramel macchiato in the morning ($4.73), or meets up with friends on the weekend for sushi ($22.64), she swipes her card and forgets the rest. So what if, in the background, that extra bit of change on every purchase was being put to good use?
That's exactly how Changed operates. Changed tracks your spending and rounds up to the nearest dollar, so you can save big over time without ever feeling the burn.
Set Savings Goals
Stuck between building your savings and paying down debt? With Changed, you don't have to choose. We help you establish an emergency fund, set aside money for a downpayment, or work towards any number of your money-saving objectives. It's streamlined savings, all from the palm of your hand.
Take Jake, for example. Jake didn't let paying down debt stand in the way of pursuing his dreams. In fact, thanks to Changed, he knocked out his debt repayment in just 5 years. Today, he's one step closer to purchasing the home of his dreams.
Automate Payments
Taking a Personal Loan is something that may need to be done. But it doesn't have to be a major headache to make payments. When you use Changed, your everyday spare change roundups add up to extra payments onto your debt. Those micro-savings go directly toward paying down your Personal Loan. That means you're one step closer to not worrying about making a payment!
Track Your Progress
Keep the money-saving momentum going with in-app tools to track the progress of your savings. What better motivation than keeping tabs on your small victories along the way?
Round Up Savings
When Kylie grabs a caramel macchiato in the morning ($4.73), or meets up with friends on the weekend for sushi ($22.64), she swipes her card and forgets the rest. So what if, in the background, that extra bit of change on every purchase was being put to good use?
That's exactly how Changed operates. Changed tracks your spending and rounds up to the nearest dollar, so you can save big over time without ever feeling the burn.
Set Savings Goals
Stuck between building your savings and paying down debt? With Changed, you don't have to choose. We help you establish an emergency fund, set aside money for a downpayment, or work towards any number of your money-saving objectives. It's streamlined savings, all from the palm of your hand.
Take Jake, for example. Jake didn't let paying down debt stand in the way of pursuing his dreams. In fact, thanks to Changed, he knocked out his debt repayment in just 5 years. Today, he's one step closer to purchasing the home of his dreams.
Automate Payments
Taking a Personal Loan is something that may need to be done. But it doesn't have to be a major headache to make payments. When you use Changed, your everyday spare change roundups add up to extra payments onto your debt. Those micro-savings go directly toward paying down your Personal Loan. That means you're one step closer to not worrying about making a payment!
Track Your Progress
Keep the money-saving momentum going with in-app tools to track the progress of your savings. What better motivation than keeping tabs on your small victories along the way?
Changed in the News
7 Tips to Prepare Yourself Before Student Loan Repayment
Student loan debt doesn't have to be a mystery. Learn about loan repayment before you get there.
Read more
Student Loan Repayment: A Family Affair
Changed has launched the Family and Loved Ones feature so those who want to help most, can.
Read more
Changed on ABC's Shark Tank
Changed, an app that rounds up the spare change from your everyday purchases to help you pay off your student loans sooner and for less in interest costs, will appear on ABC's popular Emmy-Award-winning reality show Shark Tank Jan. 28 at 8 p.m. CT.
Read more
Changed Founders "Embrace the Broom"
Startup founders who landed a deal with Mark Cuban on 'Shark Tank' used a 100-year-old piece of advice to build their company from the ground up.
Read more
Changed Featured in Money Magazine
Three years ago, Dan Stelmach was stuck in a sales job he didn’t like, trapped by the $850 student debt payments he had to make each month.
Read more
Simple Tips to Knock Out Student Loans Debt
Discover simple steps you can start taking today to pay off your debt faster.
Read moreOur impact on members like you:
I love how easy it is to "set it and forget it." Engagement with the Changed team always puts a smile on my face.
It was painless to become debt free with Changed. I tell all my friends about it.
I didn’t even have to think about it. Changed has made a huge difference in my journey toward repayment.
Steve uses Changed.
Be like Steve and get debt-free.
